Canadian Dental Care Plan (CDCP) at Frederick Oak Dental

If you’ve recently heard about the Canadian Dental Care Plan (CDCP) and you’re not sure what to do with it, you’re not alone. A lot of people in Kitchener are just now getting their approval letters and wondering, “Can I actually use this at my dentist?”

At Frederick Oak Dental, the answer is simple:

Yes, we accept CDCP patients.

Whether you’re a new patient or already see us for check-ups, we’re happy to help you use your CDCP “insurance” toward your dental care.

What Is CDCP in Simple Words?

CDCP is a federal dental program for people in Canada who:

Don’t have private dental insurance
Are under a certain family income level
Have filed their income taxes

The plan helps cover a portion of important dental services like exams, cleanings, fillings, extractions, and dentures. Your exact coverage depends on your income and the rules set by the Government of Canada and Sun Life, which administers the plan.

How CDCP Works at Frederick Oak Dental

Here’s what it looks like when you use your CDCP coverage with us:

1. Bring your CDCP information

Bring your approval letter or card from Sun Life and know your start date (CDCP only applies from that date onward).

2. We check what’s covered for you.

Before treatment, we review your plan details and let you know:
Which services are eligible under CDCP
What portion is expected to be covered
What your out-of-pocket amount is likely to be

3. We help with claims

We’ll help submit the claim to Sun Life, so you’re not left guessing what to do. You just pay your part (co-pay or anything CDCP doesn’t cover).

Our goal is to make it as easy as possible to actually use the benefit you’ve qualified for—no confusing jargon, no surprise bills.

What Can CDCP Usually Help With?

Every case is different, but in general, CDCP is meant to support essential oral health care, such as:

Check-ups and exams
X-rays
Cleanings and gum care
Fillings and simple extractions
Some major services, like dentures (when criteria are met)

Cosmetic-only treatments (for example, teeth whitening) are usually not covered. We’ll go over what’s included for you specifically before we start anything.

Not Sure If You Qualify?

If you’re not sure whether you qualify for CDCP, you can:

Check the Government of Canada website for eligibility and application steps.
Or call us, and we can point you in the right direction so you’re not figuring it out alone.
Once you’re approved and have your start date, we can book you in and plan your care around your coverage as best as possible.

Frequently Asked Questions (CDCP at Frederick Oak Dental)

Is Frederick Oak Dental accepting CDCP patients?

Yes, we are proud to welcome CDCP patients in Kitchener.

Will CDCP cover all my dental costs?

Coverage depends on your eligibility and the service. Some treatments may be partially covered.

Do I still need to pay anything out of pocket?

Some procedures may require a co-payment if CDCP doesn’t fully cover them. We’ll review all costs before treatment.

Can I use CDCP for cosmetic dentistry?

No, CDCP is intended for essential dental care and does not cover cosmetic procedures like whitening or veneers.

Book a Visit With Your CDCP Coverage

If you’ve been putting off dental care because of cost, CDCP can be a real help—and you don’t have to navigate it on your own.

Schedule your appointment today